by Luke Girling | Jan 21, 2022 | Personal Finance
When it comes to using ISAs (Individual Savings Accounts) in the UK, it can be a real minefield trying to work out what type of ISAs you can open each year and which of them you are able to pay into without breaking the rules. You can use your £20,000 ISA...
by Luke Girling | Jan 18, 2022 | Personal Finance
‘Will I run out of money?’ is one common anxiety for UK senior citizens. This can be a scary prospect for retirees, particularly those who don’t fully understand what the government can offer them in this situation. If a senior citizen runs out of...
by Luke Girling | Jan 15, 2022 | Personal Finance
Charlie Munger, The Vice-Chairman of Berkshire Hathaway, once famously said ‘the first 100k is a b**ch’. For those trying to reach this investing or saving milestone, it’s very hard to disagree. But why exactly is getting from 0 to 100k so much more...
by Luke Girling | Jan 5, 2022 | Personal Finance
Should you invest your house deposit in the stock market? This is a question that most financially-savvy first time buyers will ask themselves at some point. Once you have saved up for a house deposit, it is not generally a good idea to invest this sum in the stock...
by Luke Girling | Jan 3, 2022 | Personal Finance
One of the biggest factors which will determine success when it comes to investing is the total amount of time spent in the market. With this in mind, investors should prioritise investing as soon as possible, but when are they legally allowed to do so in the UK? You...
by Luke Girling | Oct 15, 2021 | Personal Finance
“Am I too late to start investing?” is by far the most common personal finance question I hear from fully-fledged adults. Even now, most adults in the UK don’t start thinking about investing (outside of their pension) until at least their 30’s...