“Why don't schools teach personal finance?” is a question most of us will have heard at some point in our adult lives especially for those who have faced financial hardships which could have been avoided with a higher degree of financial literacy. Most UK schools...
Why Don’t UK Schools Teach You About Tax?
"Why didn't school teach me something useful, like tax?" is a question most of us will have asked ourselves at some point in our adult lives as we faintly recall the hours spent learning about ox-bow lakes or similarly unhelpful topics in our school days. Most UK...
A Guide To Successfully Investing In The S&P 500 For UK Citizens
The S&P 500 is almost certainly something anybody with a passing interest in investing will have heard of. For the reasons discussed in this post, investing in this index of US Companies can be an excellent investment but how does a UK citizen go about investing...
Can I Pay Into Two ISAs In The Same Tax Year?
When it comes to using ISAs (Individual Savings Accounts) in the UK, it can be a real minefield trying to work out what type of ISAs you can open each year and which of them you are able to pay into without breaking the rules. You can use your £20,000 ISA allowance...
What Happens To UK Senior Citizens If They Run Out of Money?
'Will I run out of money?' is one common anxiety for UK senior citizens. This can be a scary prospect for retirees, particularly those who don't fully understand what the government can offer them in this situation. If a senior citizen runs out of money, they have a...
Why Saving The First 100k Is The Most Difficult
Charlie Munger, The Vice-Chairman of Berkshire Hathaway, once famously said 'the first 100k is a b**ch'. For those trying to reach this investing or saving milestone, it's very hard to disagree. But why exactly is getting from 0 to 100k so much more difficult than...
Where Should You Invest Once You Have Maxed Out Your ISA?
This post advises on where to invest your money once you have maxed out your annual ISA limit.
When is it too Late to Start Investing in the Stock Market?
This post will let you know if it’s too late to start investing. Chances are, it isn’t!
How to calculate your net worth on Excel or Google Sheets
This post lays out how to calculate and show your net worth on a monthly basis using Microsoft Excel or Google Sheets.
Should You Hire a Financial Advisor in the UK?
You’re thinking of buying something or investing your hard-earned money, but you’re not sure if it’s the right choice. You wonder if it’s worth your money and whether or not it’ll benefit you in the long run. Luckily, people that help you decide on those things...