by Luke Girling | Feb 9, 2022 | Personal Finance
Shared ownership is probably a term you’ve heard a lot about recently, particularly if you’re looking to own your own home. What’s less clear is the details of how exactly this scheme works, how you qualify and what the risks are. You can not be...
by Luke Girling | Feb 8, 2022 | Personal Finance
The tax-free allowance in the UK can simply be described as the amount of income you earn for which you do not have to pay tax. Understanding tax in the UK is a time-consuming and difficult thing to do, particularly when you consider all of the different taxes we pay...
by Luke Girling | Feb 5, 2022 | Personal Finance
“Why don’t schools teach personal finance?” is a question most of us will have heard at some point in our adult lives especially for those who have faced financial hardships which could have been avoided with a higher degree of financial literacy....
by Luke Girling | Feb 2, 2022 | Personal Finance
“Why didn’t school teach me something useful, like tax?” is a question most of us will have asked ourselves at some point in our adult lives as we faintly recall the hours spent learning about ox-bow lakes or similarly unhelpful topics in our school...
by Luke Girling | Jan 30, 2022 | Personal Finance
Whether to save for a house deposit or start investinf in the stock market is a dilemma every financially savvy person will ask themselves at some point during their personal finance journey. Broadly speaking, investing in equities (stocks and shares) is expected to...
by Luke Girling | Jan 23, 2022 | Personal Finance
‘SIPP’ is an acronym for self-invested personal pension which is a pension product available in the United Kingdom. Whilst these products are a great tool for building wealth and saving for retirement, it can be confusing to understand what you can and...
